But, it also gave the last 4 numbers of an old bank account.
If there's been a public holiday Monday that week it takes a little longer, maybe till midnight Wednesday night to clear.
The sending bank uses that information to send the wire to the Federal Reserve, and the Federal Reserve passes on the details and the money to the receiving bank.
In many cases, the funds are available following the night cycle during which they are posted.
Between midnight and 3 a.
It's a little unnerving seeing Hi first name! My experience is funds are debited from my account instantly, then they credits the recipient the following day morning.